LIVE ON BLINKIT · RECONCILIATION IN MINUTES

Quick commerce pays you
less than it owes.
We find the difference.

MustLayer reconciles your Blinkit, Zepto and Swiggy Instamart settlements order by order — commission overcharges, missing settlements, wrong deductions — and builds the dispute-ready file to claim it back. First audit is free, with a 48-hour turnaround.

Get your free 48-hour audit → See a real result
₹8.9L identified for one brand in 90 days
₹0 upfront — pay only from recovery
No API access needed — just your payout reports
app.mustlayer.com / reconciliation / blinkit
Blinkit Settlement Audit — 90 days
RUN COMPLETE · 1M 58S
Recoverable identified
₹8,90,412
across 3 discrepancy types
Commission overcharges
3,303
₹2.77L vs contracted slab
Deduction anomalies
244
₹44,716 in LP–SP violations
Order / InvoiceTypeAmountDetected vsStatus
BLK-19114902COMMISSION OVERCHARGE−₹312Contracted slab 18% · charged 22%DISPUTE READY
BLK-19087331MISSING SETTLEMENT−₹3,235Delivered · no payout row foundDISPUTE READY
CN-202604118LP–SP ANOMALY−₹1,118Deduction exceeds rate cardDISPUTE READY
BLK-19121076COMMISSION OVERCHARGE−₹86Contracted slab 18% · charged 20%DISPUTE READY

The problem

Settlement leakage hides
in plain sight, order by order.

Quick commerce platforms settle thousands of line items a month. Your team reconciles at summary level — the platform's systems make mistakes at order level. That gap is where the money goes.

📉

Commission slab overcharges

You negotiated a rate. The platform's billing engine applies a different one — on some SKUs, in some weeks, after some slab revision. Individually tiny, collectively lakhs.

MOST COMMON · HIGHEST VOLUME
🕳️

Missing settlements

Orders marked delivered that never appear in any payout cycle. Without order-level matching between your sales report and the settlement file, these are invisible.

INVISIBLE AT SUMMARY LEVEL
🧾

Deduction anomalies

Landing-price vs selling-price deductions, penalties and adjustments that don't match your rate card or any agreed term — buried inside credit and debit notes.

BURIED IN CN/DN FILES
📦

B2B & GRN gaps

For brands on purchase-order models: short GRNs, rejected stock never credited, rate-card mismatches between PO and invoice. A different leakage profile, same root cause.

PO / VENDOR ACCOUNTS

It's not fraud. It's scale.

Platforms process millions of settlements; errors are statistical certainty. The brands that recover are simply the ones that check — at the order level, every cycle.

1–2%
of GMV — typical leakage we see on quick commerce

How it works

From payout report to
recovered money. Three steps.

No API access. No integration project. No engineering time from your side.

📤

Send your reports

Export your last 60–90 days of settlement/payout reports from the platform panel — CSV, Excel or ZIP, exactly as the platform gives them to you. We'll sign a mutual NDA first if you'd like.

DAY 0 · ~10 MINUTES OF YOUR TIME
🔍

We reconcile every order

Every line item is matched: commission charged vs your contracted slab, every delivered order vs its settlement row, every deduction vs your rate card. Nothing sampled — everything checked.

WITHIN 48 HOURS · FULL 90-DAY WINDOW
💰

You claim with a dispute-ready file

You get an export with every discrepancy referenced — order ID, invoice, amount, reason — formatted for the platform's dispute process. We help you file. You pay 20% of what actually lands back, nothing otherwise.

DAY 2 ONWARD · PAY ONLY FROM RECOVERY

Proof

A real 90-day audit,
from the live system.

One brand. One platform. ₹8.9 lakh found.

For a D2C skincare brand doing roughly ₹26 Cr annualized on Blinkit, MustLayer reconciled 90 days of settlements against orders, contracted commission slabs and the deduction rate card.

The system flagged 3,303 commission overcharges worth ₹2.77L, 244 landing-price/selling-price violations worth ₹44,716, and missing settlements making up the balance — every one tied to a specific order or credit note, ready to dispute within the brand's existing contract terms.

Brand anonymized at their request. Figures are from the production audit, not projections.

₹8.9L
recoverable identified in 90 days
3,303
commission overcharges vs contracted slab
~2 min
to reconcile the full window

Pricing

You pay when
money comes back.

No retainers to approve, no budget line to fight for. The audit proves the value before you spend a rupee.

START HERE
Recovery Audit

A full order-level reconciliation of your last 90 days on one platform. The way every brand starts.

₹0 upfront
20% of amounts actually recovered — nothing if nothing is recovered
  • ✓48-hour turnaround from receiving your reports
  • ✓Dispute-ready export — every discrepancy referenced to order & invoice
  • ✓Mutual NDA signed before you send anything
  • ✓Your data deleted on request, within 7 days
Get your free audit
MustLayer Continuous

For brands that have seen their first recovery and want every settlement cycle checked, automatically.

₹25,000 / month
recovery share drops to 10% · cancel anytime
  • ✓Every settlement cycle reconciled across your platforms
  • ✓Monthly recovery report your finance team can forward as-is
  • ✓Priority dispute preparation and follow-through
  • ✓New platforms added as your channel mix grows
Talk to us after your first recovery

Security & data handling

Your settlement data is
treated like money. Because it is.

🔒 File-based by default

We work from the reports you export yourself — no API credentials, no platform passwords, no access to your seller panel. You stay in full control of what we see.

🛡️ Encrypted, isolated, never shared

Data is encrypted in transit and at rest on secure cloud infrastructure. Your data is used only for your reconciliation — never shared across customers, never used to benefit anyone else.

🗑️ Deleted when you say so

Request deletion at any time and your data is permanently removed within 7 days, with written confirmation. Retention otherwise is your active engagement plus 30 days.

📄 NDA before anything moves

We'll sign a mutual NDA before you send a single file. Download our standard mutual NDA — or send us yours.

🏢 A registered company

MustLayer is a product of Indiasay Global Distribution Pvt. Ltd., an Indian private limited company. Contracts, invoices and recovery-share agreements are executed under the registered entity.

✉️ A person who answers

No ticket queues. Questions about data handling go straight to the founder: akbar@mustlayer.com — typically answered the same day.

Who's behind this

Built by an operator
who's been on your side of the table.

Akbar Dippty, founder of MustLayer
AD

Akbar Dippty

FOUNDER · MUSTLAYER / INDIASAY GLOBAL DISTRIBUTION PVT. LTD.

I come from the distribution side of Indian consumer goods — which means I've watched, up close, how settlements actually arrive: late, short, and reconciled by nobody. MustLayer is the system I wished existed every time a payout didn't match the sales. I run every audit personally and you'll deal with me directly, not an account manager.

LinkedIn ↗ akbar@mustlayer.com

Get started

Find out what you're owed.
It costs nothing to know.

Tell us where to reach you. We'll reply within 24 hours with the NDA and exactly which reports to export — about 10 minutes of your time, then 48 hours of ours.

No commitment. Mutual NDA available before you send anything — download it here. You pay only if money is recovered.